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English Release 20-October 2014
Date Month Year
  • President's Secretariat
  • President of India conveys greetings and best wishes to the President of Indonesia
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  • Text of Prime Minister Narendra Modi’s speech at the 42nd Annual Convocation Ceremony of AIIMS, New Delhi
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  • Min of Agriculture
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  • Min of Commerce & Industry
  • Union Commerce & Industry Minister Smt Nirmala Sitaraman launches website on e-governance initiatives of Coffee Board
  • Streamlining the Procedure for Grant of Industrial Licenses
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  • Senior Defence Officers Trained at Pune for assuming Senior Roles in Civil Industry
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  • PM to inaugurate World Ayurveda Conference on November 6
  • Min of Information & Broadcasting
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  • Min of Labour & Employment
  • Union Government is Committed to Protect the Interests of Workers: Sh Narendra Singh Tomar
  • Min of Personnel, Public Grievances & Pensions
  • Dr. Jitendra Singh takes up issue of aggrieved students of ‘Prime Minister’s Special Scholarship Scheme for J&K’ with HRD Minister
  • Min of Petroleum & Natural Gas
  • Global crude oil price of Indian Basket was US$ 85.06 per bbl on 17.10.2014
  • Min of Skill Development, Entrepreneurship, Youth Affairs and Sports
  • India Won 6 Medals at 2nd Asian Para Games 2014 on 19th October, 2014
  • Min of Textiles
  • Textiles Minister inaugurates “Silk Fab” exhibition
  • Ministry of Water Resources
  • Expert Advisory Group Constituted to Render Assistance to Matters Pertaining to Water Sector

Previous Date

 
Ministry of Finance29-November, 2012 14:41 IST
Status of NPAs in Different Banks

 

 

 

            The details of Bank Group-wise ratio of Gross Non-Performing Assets (GNPAs) to Gross Advances as on 31st March, 2012 and as on 30th September, 2012 are as under:

 

 

Banks

31st March, 2012

*30th Sept., 2012

Nationalised Banks

2.67%

3.50%

State Bank Group

4.36%

5.16%

Total (Public Sector Banks)

3.17%

4.01%

Scheduled Commercial Banks

2.94%

3.57%

*provisional

 

            To improve the health of financial sector, to reduce the NPAs, to improve asset quality of banks and to prevent slippages, Reserve Bank of India (RBI) has issued instructions that each bank is required to have a loan recovery policy which sets down the manner of recovery of dues, targeted level of reduction (period-wise), norms for permitted sacrifice/waiver, factors to be taken into account before considering waivers, decision levels, reporting to higher authorities and monitoring of write-off/waiver cases.

 

           

           Banks are required to monitor their NPAs and take steps to bring them down through upgradation/ recovery/prudential write off. Reserve Bank of India also monitors the NPA levels in banks.  This aspect is reviewed during Annual Financial Inspections of banks and monitored on an ongoing basis through regulatory returns submitted by banks and periodical meetings with banks.

 

          The Government has advised Public Sector Banks (PSBs) to take a number of new initiatives to increase the pace of recovery and manage NPAs, which include appointment of Nodal officers for recovery, to conduct special drives for recovery of loss assets, to put in place early warning system, to replace system of post dated cheques with Electronic Clearance System (ECS), e-auctions, sharing of credit information through CIBIL, assigning of loss assets on incentive basis to Asset Reconstruction Companies and giving weightage to recovery of NPAs in Statement of Intent on annual goals of PSBs.

 

           

 

 

The details of Bank Group-wise reduction in NPAs by Scheduled Commercial Banks (SCBs) are as under:

(Amount in Rs. Crore)

Banks

2010-11

2011-12

Nationalised Banks

27637.84

33699.12

State Bank  Group

15359.00

16300.15

Total (PSBs)

42996.84

49999.27

Total (SCBs)

56332.30

62602.57

 

This was stated by the Minister of State for Finance, Shri Namo Narain Meena in a written reply to a question in the Rajya Sabha today.

* * *

DSM/RS/ka

 


(Release ID :89602)

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