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English Release 28-August 2014
Date Month Year
  • President's Secretariat
  • LLB STUDENTS OF HOOGHLY MOHSIN COLLEGE CALL ON THE PRESIDENT

  • President’s greetings on the occasion of Ganesh Chaturthi
  • President to present National Sports Awards tomorrow
  • Vice President's Secretariat
  • Vice President Greets Citizens on Ganesh Chaturthi
  • Prime Minister's Office
  • PM launches Pradhan Mantri Jan Dhan Yojana
  • "Excited to meet PM Shinzo Abe": PM tweets in Japanese for the first time
  • Min of Chemicals and Fertilizers
  • Jan-Dhan Programme at Bangalore
  • Min of Defence
  • Flagging off Ceremony : NCC Girls Mountaineering Expedition 2014 to MT Rudugaira Peak
  • Ministry of Finance
  • Pradhan Mantri Jan-Dhan Yojana Launched by The Prime Minister; About 1.5 Crore Accounts are Expected to be Opened on the Day of the Launch ; Over 77,000 Camps Being Organized for this Purpose
  • Report on Public Debt Management for the First Quarter of 2014-15 (April-June 2014) Released
  • Min of Health and Family Welfare
  • New health policy to address health issues of young modern women
  • Min of Home Affairs
  • Eminent Freedom Fighters Committee to Meet at Port Blair
  • Min of Labour & Employment
  • Shri Narendra Singh Tomar to Chair National Consultation for Skill Development
  • Min of Personnel, Public Grievances & Pensions
  • ACC Appointment
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  • Global crude oil price of Indian Basket was US$ 101.39 per bbl on 27.08.2014
  • Ministry of Railways
  • Arjuna Awards–2014 for Railway Sportspersons
  • Min of Road Transport & Highways
  • Cashless Treatment for Road Accident Victims
  • Min of Women and Child Development
  • Maneka Sanjay Gandhi Launches Pradhan Mantri Jan Dhan Yojana in Dehradun Along with its Nation-Wide Launch

Previous Date

 
Ministry of Finance29-November, 2012 14:41 IST
Status of NPAs in Different Banks

 

 

 

            The details of Bank Group-wise ratio of Gross Non-Performing Assets (GNPAs) to Gross Advances as on 31st March, 2012 and as on 30th September, 2012 are as under:

 

 

Banks

31st March, 2012

*30th Sept., 2012

Nationalised Banks

2.67%

3.50%

State Bank Group

4.36%

5.16%

Total (Public Sector Banks)

3.17%

4.01%

Scheduled Commercial Banks

2.94%

3.57%

*provisional

 

            To improve the health of financial sector, to reduce the NPAs, to improve asset quality of banks and to prevent slippages, Reserve Bank of India (RBI) has issued instructions that each bank is required to have a loan recovery policy which sets down the manner of recovery of dues, targeted level of reduction (period-wise), norms for permitted sacrifice/waiver, factors to be taken into account before considering waivers, decision levels, reporting to higher authorities and monitoring of write-off/waiver cases.

 

           

           Banks are required to monitor their NPAs and take steps to bring them down through upgradation/ recovery/prudential write off. Reserve Bank of India also monitors the NPA levels in banks.  This aspect is reviewed during Annual Financial Inspections of banks and monitored on an ongoing basis through regulatory returns submitted by banks and periodical meetings with banks.

 

          The Government has advised Public Sector Banks (PSBs) to take a number of new initiatives to increase the pace of recovery and manage NPAs, which include appointment of Nodal officers for recovery, to conduct special drives for recovery of loss assets, to put in place early warning system, to replace system of post dated cheques with Electronic Clearance System (ECS), e-auctions, sharing of credit information through CIBIL, assigning of loss assets on incentive basis to Asset Reconstruction Companies and giving weightage to recovery of NPAs in Statement of Intent on annual goals of PSBs.

 

           

 

 

The details of Bank Group-wise reduction in NPAs by Scheduled Commercial Banks (SCBs) are as under:

(Amount in Rs. Crore)

Banks

2010-11

2011-12

Nationalised Banks

27637.84

33699.12

State Bank  Group

15359.00

16300.15

Total (PSBs)

42996.84

49999.27

Total (SCBs)

56332.30

62602.57

 

This was stated by the Minister of State for Finance, Shri Namo Narain Meena in a written reply to a question in the Rajya Sabha today.

* * *

DSM/RS/ka

 


(Release ID :89602)

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